Missouri Linked Deposit Program

The SBTDC offers confidential, one-on-one counseling, coaching and training to existing businesses and emerging business owners.


The State Treasurer’s Office supports new or expanding businesses and farms by enabling eligible borrowers to receive low-interest rate loans through the Missouri Linked Deposit Program. 

The goal of the program is to invest in Missouri-based companies and agricultural operations, leading to job creation, economic expansion and stronger communities. Under these programs, the State Treasurer’s Office places State funds at a reduced interest rate with local financial institutions, thus allowing eligible borrowers to obtain low-interest loans from the same institution. Savings to the borrower are generally 25%-30% of their interest costs, and there are only a few administrative requirements for borrowers and their financial institution. 

The State Treasurer’s Office operates five main Linked Deposit Programs. The total allocation of the Linked Deposit Program is $720 million, with the individual program allocations for the most commonly used programs listed below. Click on one of the links below to learn more about the program and eligibility requirements. 

Agriculture– $330 million 
Alternative Energy – approved case-by-case 
Job Enhancement – $220 million 

Services Provided

Financial Resources and Assistance

  • Loan Providers
  • Obtaining Debt Funding
  • Obtaining Government Funding
Contact Information
Scott Fitzpatrick
P.O. BOX 210
Jefferson City, MO 65102