Will your business concept make a profit? “Run the numbers” before you invest your savings, retirement and more. Modeling your business on a full-feature financial projection spreadsheet will give you a start-up budget, projected income statements, cash flow statements and balance sheets, as well as provide a must-hit ‘break-even’ level of sales. A commercial lender will discuss business loan applications and the 5 C’s of credit. This class is part of a three-part series on starting your small business – take one, two or all three classes.